Mountain State Financial Group
1630 1st Ave N
Ste B PMB 11
Fargo, ND 58102 Map
Phone: (701) 425-2223


We’ll donate up to $500! to your preferred school when you get a home loan with me!

Mountain State Financial Group

Interested in buying a home this year? Lock in your rate for 180 days while you find the right home!

Mountain State Financial Group

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Your Ideal Mortgage Solution Awaits


Mountain State Financial Group offers mortgages like only a local, independently owned bank and brokerage can. Unlike big banks or lending websites, our mortgage professionals create personal, one-on-one relationships with our clients.

Although our process is fast, we will take our time working with you – on your schedule. We will fully understand your finances, your long-term goals, and precisely which type of house you would like to call home. It is only with this understanding that we can tailor the ideal mortgage solution for you.

Exceptional service, great products, low interest rates and fees: Mountain State Financial Group is committed to delivering these to every one of our clients, and that is the sole reason for our success.




What the Locals are saying:

"Kray was wonderful to work with. He made the home buying process seamless, keeping us informed every step of the way. I highly recommend Kray at Mountain State Financial Group for your home financing needs." - Julia J.

"Very easy experience with our initial home loan. We also refinanced our house with them and it was another great experience." - Brian G.

"Kray was seriously the best human to work with. I didn't feel like just another client, he was very personable and genuinely took the time to get to know and understand you and what you are looking for. He was amazing at keeping in contact and giving me updates along the way. We are first time home buyers and I had no clue what to expect but Kray laid it all out and explained everything so well I didn't feel stressed one bit through the process and he made it so easy. We highly suggest Kray!" - Jessica M.