GENCO Federal Credit Union

Who We Are

GENCO is a federally-chartered financial cooperative and full-service financial institution dedicated to serving its members since 1953.  Our goal is to develop long-term relationships and provide total financial solutions for our members, at every age and every stage of life.  

Anyone who lives or works in McLennan County or Angelina County is eligible for membership at GENCO. Family members are also welcome to join.   We have four locations in Waco, Texas and two locations in Lufkin, Texas.

The GENCO Difference
Unlike other financial institutions whose purpose is to create profits for stockholders, GENCO is a financial cooperative, which means we exist to serve our member-owners.

GENCO earnings are returned to members via:

• Lower loan rates
• Higher savings yields
• Lower fees
• Expanded services (such as additional locations and convenient ATMs)

Whether you are just starting out in life or close to retirement, GENCO wants to be your total financial solution. In today's hectic and hurried world, convenience is important to all of us.  It is our goal to make your life easier.  Through our network of branches, ATMs and innovative products and services we can assist you with all of your financial needs. 

Handling your finances shouldn't be difficult or time consuming. Let GENCO help simplify your life! Click here to see what GENCO has been up to!

For more information about membership or products and services, call (800) 922-6428 or (254) 776-9550.