US Merchant Payment Solutions
1 Location
Email: KenGivens@USMSTexas.com
Waco, TX 76706
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Helping businesses large and small since 1996 – discover how our commitment to excellence has driven our growth and success over the years.
Our Solutions & Expertise
With over 30 years of experience, we deliver payment solutions with unwavering integrity, transparency, and dedication to customer success. Our commitment to excellence and ethical business practices sets us apart in the industry.
Our rates and fees are ‘Cost-Plus’, providing merchants with a small processing fee, versus different markups for each card type. We typically reduce business owner’s fees by 20% over existing processing fees, generally saving hundreds and sometimes thousands of dollars. ++++Or take advantage of the New Cash Discount program that virtually eliminates card processing fees you pay now! Turn 3%-4% of your overhead into profit, hundreds or thousands of dollars saved.
Service Excellence
Our commitment to superior customer service means we're always available to support your business needs with unwavering dedication and professionalism.
Innovation
We continuously evolve our technology and services to stay ahead of industry trends and provide cutting-edge solutions.
Cost Reduction
Our mission is to help businesses reduce processing costs by up to 90% through innovative pricing models and efficient solutions.
Partnership
We view every client relationship as a partnership, working together to achieve mutual success and long-term growth.
Patriotism
We're proud to serve American businesses and support the economic growth of our great nation.
Our Mission Statement
"To empower American businesses with innovative, cost-effective payment processing solutions while maintaining the highest standards of integrity, service, and patriotic values."
About Ken
Ken Givens has consulted with businesses and non-profits for many years, since 1996, helping them increase sales, improve profit, and avoid losses when accepting cards and electronic payments. Ken has provided payment processing services to thousands of organizations throughout the country.
U.S. Merchant Payment Solutions LLC operates offices in Waco and Austin, with affiliates in Dallas, Houston, San Antonio, Corpus Christi, Odessa/Midland, Los Angeles, Oklahoma City, El Paso, and Ruidoso, N.M.
As a Registered PCI (payment card industry) Consultant for financial institutions processing payments for Visa/MasterCard/Discover/American Express, Ken provides top-notch service options. Ken has been involved in the development of a number of point of sale systems and represents a wide variety of vendors. His knowledge allows him to provide personalized solutions tailored to his client’s needs.
Security tools can be implemented to keep business safe, by avoiding card data losses and identity theft. As an Expert Witness in civil trials, he has provided testimony for disputes between banks, processors, and technology firms in Texas and California. Ken’s articles have been published in several payment service trade publications and website blogs.
Ken teaches Continuing Education classes on Card Security to the Chambers of Commerce in Waco/Groesbeck/Mexia/Temple/Fairfield/Corsicana, Waco Women of Business, Waco BNI, Texas Society of CPA’s, Travis County Non-Profit CFO’s, University of Texas Ex-Students Association, Amplify Credit Union, Boy Scouts of America Capital Office, Capitol Credit Union, and many businesses large and small.
Ken is a 1983 U.T. Austin graduate, an Ambassador for area Chambers, member of the Baylor Club, Past President of Groesbeck Chamber of Commerce, and a BNI Referrals member. He is married to Kathy, a CFO for a local construction company, and is blessed with 4 grown children.
