American Bank
1601 Interstate 35 N
Waco, TX 76702 Map
Phone: (254) 412-2000


First Order of Checks when you open a new checking account!

American Bank

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American Bank was established in 1952 as Bellmead State Bank. In 1979, American Bank of Waco (formerly Bellmead State Bank) moved into the Round Bank – its new building on Interstate 35. On the other side of town, a group of Wacoans established American National Bank in 1982. When the American Plaza opened in August of 1986, American National Bank expanded by moving its lobby area to the first floor of the Plaza.

American Bank of Waco and American National Bank merged in November of 1987 to become American Bank. The merger provided Waco with the convenience of banking at "both ends of town." Our East branch is located in the heart of Bellmead, just north of Waco on Interstate 35. The West branch is on Highway 6, just across from the Richland Mall.

American Bank expanded the footprint to include the Downtown Waco area and opened its Downtown branch at 325 Franklin Ave. in 2013.
As a locally owned bank, our Board of Directors is comprised of local individuals who support our community. Click here to view our list of Board of Directors.

Our Mission

To be the leading provider of financial services in our market by providing an unparalleled experience for the customer and unparalleled opportunity for our employees.

Core Values

Our core values demonstrate our commitment to our customers, future customers and our community.

  • We Strive to Exceed Customer Expectations.
  • We treat others like we want to be treated.
  • We Think Like Business Owners.
  • We improve our community and our bank.
  • We strive to provide you with technology to meet your needs.

Visit us at one of our convenient locations or call us at 254-412-2000 today. We look forward to your visit!

American Bank is proud to be a 5-Star rated bank by Bauer Financial! For more information, visit